Profile

Kim James

Kim James

Loan Officer

NMLS #:

450707

About Me:

With 16+ years in the mortgage industry, Kim has built her reputation on proactive communication, meticulous strategy, and an elevated client experience that removes uncertainty and builds confidence. She is passionate about helping active-duty service members and veterans get the most out of their VA benefits. She also specializes in second home and investment property financing. Kim’s clients frequently describe her as responsive, knowledgeable, calm in high-stress situations, and deeply invested in their success. She advocates fiercely for military families to ensure they maximize every benefit available to them — not just “get a VA loan,” but use it strategically. She is a certified Veteran Mortgage Advisor and wears that title with pride. For Kim, this isn’t transactional. It’s advisory. It’s intentional. It’s relationship-first. When not working, Kim enjoys outdoor adventures, exploring new restaurants (foodie life), or spoiling her pup, Rudder. She cares deeply about empowering others, building community, and making a meaningful impact.

Licensed:

Florida
North Carolina
South Carolina
Texas
Virginia